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DELAYED EXCHANGE   

 

Here the taxpayer relinquishes property and later acquires replacement property within 180days. The taxpayer must place offers to purchase for a MAXIMUM of three (3) properties within 45 days.  Taxpayers historically prefer the delayed exchange because it allowed their trading to acquire relinquished property without having to wait for the taxpayer to locate replacement property.

 

But, IRS 1031 did not expressly approve the delayed exchange for and without guidance from counsel, the IRS actively opposed and discouraged delayed exchanges. This opposition has now changed to acceptance subject to the Regulations and Revenue Procedures published by the IRS. If a taxpayer fails to perform a required step or meet a deadline, the exchange may be deemed disqualified.

 

Identification Period – The 45 Day Rule 

·         Midnight – 45th day

·         Identify replacement property(ies)

·         Written document

·         Signed by taxpayer

·         Delivered or sent

·         To any person involved other than taxpayer or “disqualified person”

 

The taxpayer must identify replacement property or properties on or before midnight of the 45th day after transfer of relinquished property. Unlike other legal deadlines with which we may be familiar, this one is ABSOLUTELY FIRM. In the event the 45th day falls on a Sunday or legal holiday, there is NO ALLOWANCE for extension of the deadline to the next business day. In fact THERE IS NO ALLOWANCE FOR EXTENSION OF THE DEADLINE, AT ALL.

 

The taxpayer’s identification of replacement property must be evidenced by a written document, signed by the taxpayer, to be hand delivered, mailed, telecopied, or otherwise sent to any person involved in the exchange other than the taxpayer or “disqualified person”.

 

Exchange Period – The 180 Day Rule  

 

Taxpayer must acquire replacement property(ies) on or before midnight of:

 

·         180th day after date of transfer of relinquished property, or

·         Due date (including extension) of taxpayer’s tax return, whichever is earlier

 

Once again, this deadline is firm, drop-dead, and absolute. And one should never make the mistake of thinking 180 days means six months. Exchanges have been blown, disqualified because the taxpayer thought he had six months. It is the actual number of days.